I was in college for the last 4 years, and it was the first time I had been on my own. I guess that is true for most people. The problem is, I never learned a lot about bills and money before I went. So, when I was in college, I got a lot of debt, just spending on a credit card. Now I would really like to get a few credit reports so I can figure out what I should do about my credit. I am hoping that it is not as bad as I think it is. It may be worse.

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