My mother does not have health insurance. She was very sick and had to stay in the hospital for a few days. Since she didn’t have insurance, they wanted her to pay her bill right away. She didn’t ahve the money, especially since she had to be off work for a few days while she was in the hospital. She was tired of the phone calls from teh hospitals’ billing office. She is getting a payday loan now. She will pay the bill and get the hospital off of her back.